5 reasons why women should start investing

Gone are the days when men were the only earning members and the finance minister of the house. We now live in a period wherein men and women play an equal role in working to raise the standards of the family and also help provide a better lifestyle. So if both work hard the odds of leading a high-quality standard of living are guaranteed, once they earn, how to plan on the expenditure and investments is all together with a bigger subject that needs more knowledge.



We surpassed the period where men decide the expenses and allow the budget for household expenditure. The world we now live in wholeheartedly accepts or to put it better believe that women can handle finance equally or should I say much better.



The world of smartphones gives her easy access to buy a gold bond if she wants to invest in gold. Not only that gone are the days where it’s difficult to know how to make money or how to invest. All this is now available at her fingertips just by a click or by asking a query( thanks to Alexa and Siri). Shoot the query and within a blink of an eye, you get results and solutions. It’s now even easier to get certified in the financial sector with the wide range of courses available online through various learning portals. Women can not only equip themselves with knowledge but also start making money by investing and saving. Not to forget that life and medical insurances can also be applied with a click from an app.

The modern world truly opened doors wide for women of this age to explore the world of finances from the comfort of home.



Since women are much better to handle situations and multiple events happening they also forecast long-term plans and can make better investment plans to improve the quality of lifestyle and achieve future goals.



Here are the hows and why I urge women to start investing.


Future goals: Women always think ahead be it the five-year plan or a ten-year plan. They make the blueprints and work on achieving the goal. Improving the quality of lifestyle, acquiring properties, higher education, vacations, and whatnot. Ask her what she wishes for in the future you will get your answers in a jiffy and that too with proper planning and priorities sorted. This is ideally the goal most women have be it someone who works in the corporate or a housewife who helps manage the home.



Learning about investment: Online classes are not only for school-going kids these days but also for adults. Virtual learning opened doors to many fields including finance. Learning centers, youtube, and dedicated Facebook and what’s app groups are now becoming better options to kick start financial learning. Doing this will not only enable you to manage finance at home but could also open doors to various job opportunities which would mean extra income to save more.



Advisors: If managing it on your own is a situation that happens not to worry when you have experts in the field to guide you through the process of selection of investing in where and what. It is completely ok to not know the technicalities and how-tos of investing and take help from experts. As long as your goal is met, this is not something to be worried off.

But make sure to convey what your goal is and how you plan to achieve meaning the milestones that you would want to see before the final goal.



Being financially independent: Every woman working or no, married or single must be financially independent. Unforeseen events can happen anytime with no warning. This could be a recession, loss of property, theft, or even problems in the relationship. If you are financially independent there is nothing to worry off, as long as you can take care of the situation on your own and not sit and brood thinking that you are hopeless and need money.



Better investor: Studies on comparison between man and woman bring out results that women are willing to access risk, patiently learn the how-tos, and not expect quick outcomes. This slow but patient approach marks them separate as better investors than men. They don’t choose shortcuts but are willing to take the longer route to attain their goal.

The lockdown last year saw a lot of women giving wings to their entrepreneurial spirit and give it their best. Supporting them gave me a lot of happiness. Though I’d say that I gained no monetary benefit, the feeling of uplifting people definitely is something above money. But don’t let that die out your dreams.



So if you are someone who is still depending on your better half for finances, there is no much better time than now for you to make the decision. Take smaller steps, take the time to gain expertise, explore the opportunities, choose the best of what suits you, invest, save and live a carefree life and the life of your dreams. Be financially independent and make the world yours.

Saving is an important habit that can be cultivated over time. What matters is to get started and be cautious of how the money is spent.

This post is a part of Blogchatter Half Marathon.’ 

COPYRIGHT NOTICE –
@Sindhu Vinod Narayan. Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links used, provided that full and clear credit is given to Sindhu Vinod Narayan (Thatmadrasmom) with the right and specific direction to the original content.

5 reasons to track your periods

The four-day bloody show for each women may stir in many emotions depending on their need. For some it might bring happiness, for some a feeling of dejection and a good-to-go for the rest. It not only helps you to plan natural conception but also also helps prevent unwanted pregnancy.

Tracking periods



Did you know that your period could also give you the hint that your body is working fine? Women who do not track their periods end up giving a blank stare when they aren’t sure of the day of the last period. It’s fascinating and at the same time empowering to track the cycle. Tracking periods makes it easier to identify gynecological problems at an earlier stage and also in understanding the sexuality and our body. Regularity in getting your periods is one of the key indicators of overall well-being.



Most women have a 28-day cycle ,whereas it’s generally considered to be normal if the cycle is anywhere between 21-35 days. Tracking the cycle also helps to identify the ovulation period that makes it easier to plan conception. Understanding your cycle and your ovulation dates makes it easier to plan. Women ovulate 14 days before each cycle, depending on the length of your cycle. So planning conception during ovulation increases your odds of becoming pregnant.


At the same time, it also helps prevent unwanted pregnancies when you avoid intercourse during your ovulation period. So the tracking of periods play a major role be it planning for a pregnancy or not to becoming pregnant as well.



But if your periods aren’t regular, which means your cycles do not fall between the normal duration it indicates an underlying health condition that needs to be checked. Vaginal infections, fibroids, pelvic inflammation, PCOD could be reasons that your period is irregular.



The best days to go for vacation or party can also be done since you might be well prepared with period supplies like the pads, menstrual cups. And save the nicest white pant from the bloody show.



Tracking periods also helps in understanding mood. Irritability, anxiety could not just be part of PMS but mood swings during the menstrual cycle helps understand the rhythm of the cycle. So the moods are much more than PMS, knowing and tracking them makes you well prepared to manage them.



We now live in a world that every human being owns a smart phone and has it loaded with apps starting with one for work, meets and even tracking drinking water. Why not have an app that lets you know about your bodily functions and help in your well-being.

What to look for in period tracking app?

  • Easy to understand tracking mechanism.
  • Clear instructions to input period start date and end date along with flow, discharge pattern and moods.
  • Indicate fertile period and ovulation date.
  • Reminder before couple of days to period start for keeping supplies handy.



I tried out a couple of apps to track my periods that really helped to understand my body better. It also helps in calculating your LMP when you miss your period and helps to calculate the due date.



Here are three apps that I tried and recommend for period tracking.

PERIOD CALENDAR:


Period calendar helps in tracking and predicting period dates. Major advantages are the prediction of fertile window and ovulation date. Tracking of temperature,mood,weight, birth control and intercourse are additional features.


Additional feature of pill reminder helps when you take supplements or birth control pills.



Available on android and iPhones.

Download

FLO PERIOD TRACKER



Flo uses machine learning to accurately access periods and ovulation dates. The calendar is simple and bold helps in tracking moods, symptoms and sex drive.



Sleep cycles, water consumption and physical activity can also be tracked. The dashboard that portrays the insights help in making us understand more about body and cycle.



Available on android and iphone.

Download

CLUE



Ranked as the top app for tracking periods and ovulation by the obstetrics and gynecology journal this app helps in identifying unique patterns in menstrual cycles. There is no pinks, butterflies and the app caters to all age groups. The app uses science to keep track of moods, periods, health log and exercises.



The unique algorithm uses the data that is input to provide predictions, so the more the usage the smarter the app.

Download



Now that you know the benefits of tracking periods, start doing it and thank me later. When you have tonnes of apps for everything you need or sometime for things not needed, why not have one to track your health.

This post is a part of Blogchatter Half Marathon.’ 

COPYRIGHT NOTICE –
@Sindhu Vinod Narayan. Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links used, provided that full and clear credit is given to Sindhu Vinod Narayan (Thatmadrasmom) with the right and specific direction to the original content.

What’s a lemon squeezer doing in my vagina? Book review


The author’s memoir of her five year long battle to become a parent is what I’d like to put it as compared to the battle with infertility. “infertility” is actually considered a taboo topic to be discussed? No that would have been few years back. We now live in a period where women come forward to share their experiences as stories of inspiration to many women out there.

The biological clock ticking is often a very commonly heard or discussed term once a woman is married. The very society that helped in applauding her victories, her career progress and her married life suddenly turns all its focus only to look forward to hear that she is pregnant.


Whether the person is closely related to you or a random aunt from either the groom or the distant relative or a neighbour of yours the one question which they do not think of to ask is “have you missed your period or is there a good news?”.


Million Dollar question : aren’t you pregnant or do you have any good news ? ( No career prospects or wealth, they only mean a baby .)




The woman buying a property or moving up the career ladder or even moving out the country is no big thing. Because the only thing they expect after marriage is a child bearing woman. It is saddening to know that quite often people even the close ones be it the parent or the in-laws fail to notice or care about the relationship between the man and wife. All they expect is a kid. Doesn’t matter even if they are not in good terms they need to make a baby.



And if you do not say that you’re expecting in a year or two, you will definitely have to answer this question or plans if any you had to postpone baby making at least a twenty times when you attend events or gatherings. And that also comes with a question of doubt that there might possibly be an issue between the couple in making the baby and often it is the woman who is made the scapegoat.



In this book, Rohini recalls her feelings and her journey that she traveled to become a mother. What Rohini tries to explain is that though there was no medical in-capabilities for both she and her husband something was not clicking right. They decided to get that fixed by visiting a fertility specialist Dr. Leela. Rohini explains in detail about the procedures, the lemon squeezer that she mentioned in the title, the complexities of numerous IUI and its failure making them proceed with an IVF.


Rohini’s anxiousness in becoming a mother, her partner whom she expects to be her wall throughout and needs support and shoulder to lean on make the narration much interesting.

Managing work, the innumerous procedures that the women is supposed to undergo in comparison to the male who only ejects the semen and waits until the baby is delivered to be held is definitely strenuous and mentally too much for a woman to take in.


No matter the part played by the male partner is small, it is their support and shoulder to lean in the women expect in return. Not being able to open up about the procedures, trying to manage the whys, what ifs, why nots of the society and in-laws is something that the married women go through in every household.


Rohini’s mixed feeling of being happy for her sister-in -law’s pregnancy and at the same time pushing her behind in the queue depicts truly what a woman would brim with. The cycles in IUI or IVF making you drain physically, mentally and financially all for one positive result of the two pink lines.


I absolutely loved how honest she was in using the words to bring out what she actually felt in going through this struggle to conceive though she was fit in every aspect.


Rohini’s happiness when her nurse who accompanies her for all procedures being pregnant and there she is still trying to cope with failed IUIs and getting herself ready for IVF shows her strong will.


Rohini echoes her thoughts with thousands of women who experience the same battle of trying to bear a child. Her mothers subtle way of expressing her desire to play with grandchildren or Ranjith who stays by Rohini with her decisions though he doesn’t express much is something that is not cliched.


Her story is an inspiration to many women out there who share the same thought by not being able to be there immediately sends out a strong message that it does take time to get there. The path might be tough with hurdles and failures, but do not give up.
Nowhere I felt any emotion was overboard.


I loved the cover design that covered all aspects of a married woman’s worry like the pill, the clock ticking and the calendar to plan.


Rohini’s book is an inspiration to woman who are trying to conceive and gives them the courage to move on and also talk about the struggle openly.

Lockdown: what it had in store for women?

2020 and women

Every woman out there needs support and a bit of encouragement to sail through. Although we do say that we do not need the constant push cause it’s usually in our genes that I’d say that we make sure that everyone else gets what they want and finally settle down to get something for us. We don’t complain or brood about it. Self contented is what id chose to explain that emotion.

When was the last time you sat down to have a hearty laugh and eat along with your family? If the answer is we do this all the time I’m certainly happy for you. But there are a lot of families where this wouldn’t have happened at all. It’s time for them to sit down think and make sure you give that woman some rest and joy of having a meal with you without a worry in her mind.

The lockdown not only brought every thing to a standstill but also made a drastic lifestyle change which brought in a lot of health complications. When it comes to a woman,the first thing that strikes you would be her reproductive health. Yes that’s a major lifestyle induced medical conditions that saw a lot of incoming cases and hospital visits.

Women and periods

Did you know that the lockdown stress had about 25% of women experience irregular periods? Blame it on the lifestyle change that involved a change in food sleep and physical activity totally resulting in this. Stress induced by this and to top it all taking care of the house and children played its part in fiddling with the delicate monthly cycle. A no-show at the end of the month brought in a lot of worries.

While the no-show brought in a lot of smiles for many yes I did come across a lot of lockdown pregnancy announcement for whom I’m happy for. For the rest it really did play with their reproductive health and the stress hormone cortisol levels causing a major disruption in their mental health. A lot of women with controlled PCOD jumped over the wall due to the improper sleep cycle and untimely food habits. Women experienced varying symptoms but all pointing to stress induced illnesses. So next time there is a no-show don’t ignore. This is not something to worry only when you plan on having a baby.

The lockdown also lowered socialising to a great extent. People feared to venture out even for genuine causes. Being a new mother myself, I had a lot of things running in my mind to handle delivering a baby during the lockdown. Thank God that the hospital was well prepared to handle the crisis and everything went on smooth and we came back to our nest safely.

Life with a newborn

But what was running in mind was a lot of doubts . Being a second time mother I was confident that I could handle this and I had things under control, but there was also the slightest doubts on one corner bothering me. What do I do ? That’s when hospitals had equipped themselves for video consultations. What a boon technology is? Not to forget that we also saw rising number of WhatsApp groups for new mothers which had doctors guiding them then and there. I was glad I had professional help handy and made life much easier for me. So thankful for the women who initiated the groups to help out other women.

Career options poured in from all directions. People who lost their livelihood and companies who couldn’t continue paying employees left a hole in many families. Thankful to opportunities that were freelance and those which offered upskilling people equipped themselves well to be prepared to take up good opportunities.

Career options for women

I’d seen that schools and educational institution were willing to take in women to help cope the demand for online classes. A lot of women with basic qualifications were employed.

Education portals opened access allowing the population to stay up to date, make the time useful and learn or upskill themselves.

Womenpreneurs bloomed, small scale, large scale , women who dreamt of coming up with their own venture came out of the shell proved success . I did see a lot of women supporting them through Instagram lives handling pop up sales and expanding market.

Womenpreneurs

On my part I did Collaborate with a lot of small scale , local ,men/woman owned brands and helped with promotions. Happy that I could bring a smile and some orders for them.

These are my observations of what the lockdown had in store for us women especially and turning them to fruitful opportunities. The lockdown did bring in a lot of mental challenges but we sure did strive through successfully.

This post is part of #wswbloghop . I am a part of the #WSWBlogHop and I truly believe that we should support, empower each other and grow together.